PJH Lending Corporation
The Nationwide Premiere Lender to OFW's
Is PJH Lending Corporation legal?
Any financial company that wants to work in the Philippines is required by law to receive the appropriate permission. The SEC (Securities and Exchange Commission) is responsible for this. On the official website sec.gov.ph you can find lists of companies that have been tested and are trustworthy:
- LIST OF LENDING COMPANIES WITH CERTIFICATE OF AUTHORITY;
- LIST OF FINANCING COMPANIES WITH CERTIFICATE OF AUTHORITY.
We DID NOT find the company PJH Lending Corporation in the list of registered organizations on the SEC website, if you decide to contact them for services, carefully check all documents, it may not be safe!
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2. Time to review
1 working day
3. Other conditions
About PJH Lending Corporation
The PJH Group was incorporated in 1999 by the Securities and Exchange Commission. The lender works in the Philippines. The head office is in Cebu. There are also representative offices in Manila, Iloilo, Bacolod, Cagayan de Oro.
A financial institution clearly follows the Law of the Republic No. 9474 on conducting credit activities.
The lender works not only on the Internet. The company has opened 6 offices in the country. It is ready to accept clients in branches, issuing them cash loans. But the main direction – the issuance of microloans through the site.
Benefits of the company
The main feature of PJH’s work is the lack of advance payments. The company does not charge fees for the consideration and approval of applications. It is also necessary to highlight such characteristics:
Works directly with customers. It does not accept the issuance of loans through agents.
Offers automated questionnaire processing systems to borrowers, which makes it possible to issue loans around the clock.
It has low requirements for income and age of the applicant, co-borrower. A minimum package of documents is requested.
Implements microloans for a small amount and for a short period at a reasonable rate.
All credit terms of PJH lending are publicly available on the credit organization’s website, as well as placed in offices.
Types of loans
The lender provides quick loans for a short period. The objectives of lending – personal, consumer. Additional types of services – mortgage and business loans. Collateral and advance payments are not required. The first installment on a microloan is two months after the transfer of funds to the client’s account.
Category of borrowers – individuals, residents of the Philippines, entrepreneurs, representatives of small businesses.