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Is Peralending legal?

Any financial company that wants to work in the Philippines is required by law to receive the appropriate permission. The SEC (Securities and Exchange Commission) is responsible for this. On the official website you can find lists of companies that have been tested and are trustworthy:

We checked the company Peralending and found it in List of Lending Companies, here is its data:

Registration No. CS201814908
Certificate of Authority 2718
Anniversary Date 24-Jul-2018
Interest Rates 4.00%-6.00%
Tenor per month

We found the company Peralending in the list of registered organizations on the SEC website, which means that it works in the Philippines under the law, has passed all the necessary inspections of the supervisory authority and can be trusted!

Loan parameters

Min amountMax amountMin termsMax terms Rate
1000 PHP12000 PHP7280.02 per day

1. Age

Age from 21 to 55 years of age

2. Time to review

From application to receipt of money
within 24 hours

3. Other conditions

21 to 55 years of age, working or with stable income

Example of calculating interest and loan payments

TERM10 days20 days30 days
LOAN AMOUNT10000 PHP10000 PHP10000 PHP


PeraLending Philippines is a fully automated service that provides online loans quickly, without holidays or weekends. The company reviews the borrower’s application form very quickly and makes a decision about issuing a loan.With PeraLending, you may apply for a loan starting at P1,000.00 up to P12,000.00! PeraLending application process is fast and convenient. PeraLending App provides instant money for your immediate needs, wherever you are.

💞 Newest CASH APP for philippines💯 EASY APPLICATION⏳ FAST APPROVAL💸 GET INSTANT CASH Mamili ng isa sa mga valid ID na kailangan: 💯 SSS💯UMID💯 DRIVER'S LICENSE

تم النشر بواسطة ‏‎Peralending‎‏ في الاثنين، ٢٣ سبتمبر ٢٠١٩

How to get a loan in the company

To apply for the loan you need to make a few simple steps.

  • Visit the company’s website and go through the registration process.
  • Apply by filling out all the necessary information. It will take 5 minutes to fill in the application form.
  • You will need to present a valid state ID (Driver’s License, SSS ID, UMID) to fill in your application.
  • Wait for Approval. Loan will be approved atleast within 24 hours.
  • Sign the loan agreement using the code from the text message. If the code does not arrive, make sure you enter the correct number and have a strong connection signal and try again.
  • Receive your money. Get your money through your bank account within 24 hours.
  • For secured transactions, the company will deposit approved credit funds through a bank account in your name. Here is a list of bank accounts that PeraLending works with: SecurityBank, UCPB, UnionBank, EastWest Bank, Metrobank, BPI.

Keep on using PeraLending to qualify for a higher loan amount by making early or on-time payments. If you have any questions, please write to the support team [email protected] and the operator will give you advice.

How do I get the loan back from PeraLending?

You can settle your loan in any branches of the following DragonPay Payment Partners:

  1. Bayad Center
  2. SM Department Store and Supermarket, SM Payment Counters and Savemore
  3. Robinsons Department Store and Supermarket
  4. Cebuana Lhuillier
  5. LBC
  6. 7-Eleven (Dragonloans) Use the REFERENCE NUMBER we sent to your registered email address and SMS to your registered mobile number. Use DragonPay as merchant (or Dragonloans for 7-Eleven)

Advantages of PeraLending Loan

  • Higher credit limit than in other companies
  • PeraLending is open weekends anytime you need it.
  • PeraLending interest rates are lower than other companies.
  • The Company provides regular customers with a discount on re-lending and also increases the loan term.

PeraLending review

Here we will give some feedback about the company. These are the PeraLending reviews which clients left on the official Facebook page:

Easy and fast approval. They communicate very nice to the client.

Its good while communicating with the borrower and fast approval.

Very reliable and they have very emphatic agents.

Easy to access prompt reply it helps a lot.

Use the newest Peralending Loan App for Filipinos! You will get Easy Application and Fast Approval!


1. Fill in the form

You fill out an online application and send it to us

2. Wait 20 minutes

We review your application and make a decision

3. Get money

You are guaranteed to receive money for a bank card


The citizens of Philippines aged 21 to 55 years of age
Your data is used only for credit processing and transmitted through a secure channel. We guarantee the preservation of your personal data and non-disclosure to third parties (exception - cases provided by law).
Go to the website «Peralending», select the amount and term of the loan and press the "Apply now" button. Fill out the form and accept the terms of the loan. Get the money to the specified bank account.


Written by | Modified date: January 22, 2021

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MARISA ARGUILLAPeralendingJean sacramentoPeralendingArnest palao Авторы недавних комментариев
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Arnest palao
Arnest palao

Can someone reach out to me please. I need customer service-09396024696


Your boasting of fast processing,you approved my loan and money is ready for disbursement but until now,for more than a week8 havent receive any…sure is fast we

Jean sacramento
Jean sacramento

Gd pm si/mam. Maybe Minglanilla branch need to attend seminar,. Everytime the rest of our pension ddn’t follow to recieve on that day. I will be texing them for 2-3 days before the day when you recieve. They tell us, theyre busy,.As a pensioner will be waiting the day to recieve the rest of his loan,why the personnel ddn’t make it on the day or date that they will signing. Thank u


What they are saying here are all fake. The interest rates sky rocketed to 40%


Please po pakitawagan ako, 09476948779
May problema po sa pinasok nyo na pera, naka recieved ako ng acknowledge na naipasok nyo na sa acount ko amg pera pero nong kunin ko na po walang laman ang ATM KO. PLEASE po pakitawagan ako, baka mag bayad ako na di ko nagagamit yong pera. Thanks po.