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Let's get the cash!

Is Pera4u legal?

Any financial company that wants to work in the Philippines is required by law to receive the appropriate permission. The SEC (Securities and Exchange Commission) is responsible for this. On the official website you can find lists of companies that have been tested and are trustworthy:

We checked the company Pera4u and found it in List of Lending Companies, here is its data:

Registration No. CS201814908
Certificate of Authority 2718
Anniversary Date 24-Jul-2018
Interest Rates 4.00%-6.00%
Tenor per month

We found the company Pera4u (U-PESO.PH LENDING CORPORATION) in the list of registered organizations on the SEC website, which means that it works in the Philippines under the law, has passed all the necessary inspections of the supervisory authority and can be trusted!

Loan parameters

Min amountMax amountMin termsMax terms
3000 PHP12000 PHP728

1. Age

Age from 22 to 55 years old

2. Time to review

From application to receipt of money
within 2 hours

3. Other conditions

People with a stable income and valid ID card



How to get a loan in  Pera4u Philippines

With the help of Pera4u you will get the money as easily and quickly as if it were in your pocket! Go to the Pera4u website and log in. 3 simple steps to obtain a cash loan:

  1. Fill in the Application form.
    Enter the required information within 5 minutes. Enter your name, surname, date of birth exactly as it appears in your ID. You must also provide personal savings bank account.
  2. Fill in the credit details. Choose the amount and term of the loan you need. Calculate your funds and income to repay the Pera4u loan on time.
  3. Waiting for approval.
    The Pera4uloan will be approved within 2 hours. This is one of the fastest online loan services.
  4. Get your money.
    Get the money to your bank account within 24 hours. Buy anything you want!

Advantages of Pera4u online loans

  • You can get a large amount of credit.
  • Lower interest rates.
  • Simple application form and quick approval of the application.
  • Phone and email support whenever you need it.
  • Loan services on favorable terms for customers with a good credit history.
  • The Pera4u office address does not matter, because you can get a loan online anywhere in the Philippines.

Frequently Asked Questions

Is there a fee for late payment?
Yes, there is. Overdue bills will accumulate a penalty of 3.5% of your outstanding balance per day.

How do I know the Pera4u contact number?

You can call the operators of Pera4u on +63 917 888 8888.

Can I extend the Pera4u loan?
Yes, you can, for this you need to pay the necessary amount of interest in your personal account on the site.

How can I get the money in Pera4u Philippines?
We will transfer your credit to your registered bank account.

How can I repay?
You’ll use the Lifetime ID that starts at UE then followed by 6 numbers, found on the website: .

What do I do, did I pay more than I had to?
The amount of overpayment will be credited to your next loan after the check.

I paid the loan, but it’s marked as unpaid on the site.
Please send a copy of your receipt to confirm payment to [email protected]

I gave the bank account number with the mistake. What should I do?
If your registered bank account is incorrect, we will cancel your application so that you can reapply and update your bank account.

Is there a Pera4u apps?
Unfortunately, there is no Pera4u mobile app, but you can apply online on our website from any mobile device.

Where can I read the Pera4u review?
Many Pera4u reviews have been published on the company’s official Facebook page. Here are some of them.

  • Accommodating and has a good service.
  • Аpproachable customer service. The only issue i had was never promoted to VIP even i am already a 5x repeat customer.
  • The agents are approachable and nice to their clients.


1. Fill in the form

You fill out an online application and send it to us

2. Wait 20 minutes

We review your application and make a decision

3. Get money

You are guaranteed to receive money for a bank card


The citizens of Philippines aged 22 to 55 years old
Your data is used only for credit processing and transmitted through a secure channel. We guarantee the preservation of your personal data and non-disclosure to third parties (exception - cases provided by law).
Go to the website «Pera4u», select the amount and term of the loan and press the "Apply now" button. Fill out the form and accept the terms of the loan. Get the money to the specified bank account.


Written by | Modified date: January 22, 2021

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