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The most convenient loan!

Is Pera247 legal?

Any financial company that wants to work in the Philippines is required by law to receive the appropriate permission. The SEC (Securities and Exchange Commission) is responsible for this. On the official website you can find lists of companies that have been tested and are trustworthy:

We checked the company Pera247  and found it in LIST OF LENDING COMPANIES, here is its data:

Number 2582
Financing Company Name PERA247 LENDING CORPORATION
City/Municipality Manila
Province NCR
Region NCR
Classification 1st Class City

We found the company PERA247 LENDING CORPORATION in the list of registered organizations on the SEC website, which means that it works in the Philippines under the law, has passed all the necessary inspections of the supervisory authority and can be trusted!

Loan parameters

Min amountMax amountMin termsMax terms Rate
2500 PHP15000 PHP10900,83% per day

1. Age

Age from over 21 years old

2. Time to review

From application to receipt of money
1 working day

3. Other conditions

You are currently employed and/or have a stable source of income, such as your own business. You are a Filipino citizen and currently residing in the Philippines. Possess 2 of any primary IDs.

Example of calculating interest and loan payments

TERM10 days20 days30 days
LOAN AMOUNT10000 PHP10000 PHP10000 PHP

About Pera 247 Lending Corporation (Pera247)

The Pera247 organization provides fast loans to everyone who needs them. The user does not have to explain why he needs money, for medical services or travel booking – it’s enough just to fill in the online form on the website and get quick help.

Crediting details Pera247

On the company’s website there is an online calculator where you need to enter the loan amount and maturity. After that the system calculates the amount of full and monthly payments. There will be no hidden fees or commissions.

You can get access to fast loans 24 hours a day, there are no weekends or breaks in the online service.

For even greater convenience, users are offered to install the application. By entering their account information clients will be able to receive money anywhere and at any time.

Conditions of work with the service

With the help of your phone you can quickly access your account and choose the loan amount. After that the application goes into processing, which does not take much time. You’ll have to wait just a few minutes. No need to provide documents personally.

Personal documents are transmitted through the portal Pera247. The application is fully formed electronically.

The user receives full information about how much and when he needs to pay. The system will remind you of the need to pay permanent contributions. A unique opportunity – teaching clients basic financial literacy and management. This will make it more prudent to dispose of money and to receive loans on favorable terms in the future.

The company on all sides of its activity is mindful that clients can receive the best terms of crediting online. Thus, it will be possible to get a loan without paperwork and without leaving home. And if earlier such activity caused concerns due to hidden commissions and additional payments, now there is no such problem. The experience of financial organizations proves that they can be trusted, and to get money to the account in the shortest possible time is real.

How to Apply for the Loan in Pera247

  1. Download the Pera247 application on your android or tablet with version 4.1 or higher and register by entering your valid phone number.
    Tip: Download only the licensed application from
  2. Fill out the registration form, upload a photo of your valid ID and selfie.
  3. Carefully review all the information you provide and make sure that everything is in order. Allow access to mobile data for Pera247, as this is additional information that we will use to evaluate whether your credit should be approved.
    Tip: Although not required, sending a recent utility bill with your full name and current billing address, payslip and COE will increase your chances of approving your loan application.

Video instruction

Pera247 reviews

4 Alyssa Ighut De Perio
- reviewed

Share q lng reviews q sa mga tried and tested ko na loaning app.

💲pera247- medyo matagal magrespond s loan request. Tatawag din sila s first loan out is via bank or cardless egift cash s security bank. Hihintayin mo lng ing acc. No. At passcode. 100 pesos ileless s total loan mo for example loan request mo 2500. 2400 nlng sya maccashout. 18 days lang palugit pag baguhan k .

All the same in:
Good for those who has no bank account for cashout
Easy cash in methods
All u need is your sss or umid id, pwede n mgloan.
Optional ang payslip pero nkakatulong ng malaki.

For employee class, u should have an existing work. With contacr details including your head, supervisor or manager and their contact number. Address of your work also. And honest salary per cut off.



1. Fill in the form

You fill out an online application and send it to us

2. Wait 20 minutes

We review your application and make a decision

3. Get money

You are guaranteed to receive money for a bank card


The citizens of Philippines aged over 21 years old
Your data is used only for credit processing and transmitted through a secure channel. We guarantee the preservation of your personal data and non-disclosure to third parties (exception - cases provided by law).
Go to the website «Pera247», select the amount and term of the loan and press the "Apply now" button. Fill out the form and accept the terms of the loan. Get the money to the specified bank account.


Written by | Modified date: January 22, 2021

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Isabelle Oliquino
Isabelle Oliquino

Pera 247 vert.easy and fast to loan. But on my third repayment they are not updating my payment on their apps. My loan is still active. Pls resolved it immediately. I always settle may loan very early. So pls resolved my Concern asap. Thanks

Jolly b pedraza
Jolly b pedraza

I try to apply eshopaloan… Pero ang bagal po ng reaponds… So d ko tuloy alam kung approved or hnd… Or kung may wrong inputs b ako since nasa step 2 na ako


Hi, Monthly Po ba Ang Bayaran Dito? Pls Response thanks.