PawnHero Philippines Pte Ltd

(4,2/5) 148 voice
Ang Modernong Sanglaan ng Pinoy

Is PawnHero legit?

Any financial company that wants to work in the Philippines is required by law to receive the appropriate permission. Pawnshops are regulated by the Bangko Sentral ng Pilipinas (BSP). On the official website you can find lists of companies that have been tested and are trustworthy:

We checked the company PawnHero and found it in List of BSP, here is its data:

Registration No. 31-00285-0-00000

We found the company PawnHero in the list of registered organizations on the BSP website, which means that it works in the Philippines under the law, has passed all the necessary inspections of the supervisory authority and can be trusted!

Loan parameters

Min amountMax amountMin termsMax terms Rate
100000 PHP200000 PHP1203650.15% per day

1. Age

Age from 21-65

2. Time to review

From application to receipt of money

3. Other conditions

Example of calculating interest and loan payments

TERM10 days20 days30 days
LOAN AMOUNT10000 PHP10000 PHP10000 PHP

About PawnHero Philippines Pte Ltd (PawnHero)

PawnHero is the first online pawnshop in the Philippines and is leading the modernization of the pawnbroking industry in the country. PawnHero’s mission is to provide the most convenient and reliable financial service to all Filipinos in need of quick cash loans.

Through the use of advanced technology, Pawn Hero is able to provide instant cash loans to its customers in a hassle-free and discreet manner. PawnHero pawnshop goes to your homes which eliminates the need for people to go out into the streets in search of ways to turn their valuables into cash.

PawnHero offers one of the lowest interest rates in the Philippines, which is only 2.99% per month. Flexible lending terms can be extended every month without hidden costs and fees.

On top of that, PawnHero helps Filipinos without a bank account and makes financial assistance available to them. All clients can get a free PawnHero bank card that they can use for their personal banking transactions.  Pawnhero has its own Marketplace where you can buy branded goods at a discount. All products for the Pawnhero Marketplace are evaluated by professional appraisers who carefully check the quality and authenticity of the items.

If you are interested is Pawnhero legit or not, we hurry to calm you down. PawnHero Pawnshop Philippines Inc. has been registered in the Philippines under the law for many years.  The company is also licensed by a Bangko Sentral ng Pilipinas (BSP).

How to get a loan in PawnHero Philippines?

Don’t worry, it’s easy to make instant money with PawnHero. You just need to follow these 3 simple steps to get a loan.

  1. Click the “Pawn now” button and select the item you want to pledge.
  2. Schedule your item pick-up. Our trusted Accountant will go to your address to provide your free personal loan kit.
  3. In just a few hours, you can use the free cash card to withdraw to the nearest ATM.

Instant cash is safe and secure

All PawnHero customers enjoy the free insurance coverage provided by Pioneer Insurance Corporation. This means that all the items you trust us are fully insured so no need to worry!

The PawnHero warehouse is 100% safe and secure with 24/7 security personnel and advanced security protocols such as CCTV and emergency alarm systems.

How to get your in PawnHero

All PawnHero customers will have the option to avail of free cash card. This will be reflected in your Personal Loan Kit provided by the trusted PawnTrooper upon pick-up of your item. Here we will deposit your money for easy withdrawal at the nearest BancNet ATM.

You can also choose our other cashout method such as direct bank deposit (to any bank) or thru

What items PawnHero accept accepts jewelry, precious metals, gemstones, luxury items, and more that are already traditionally accepted by pawnshops. Unlike brick-and-mortar pawnshops though, PawnHero also accepts some other things:

  • Smartphones and other electronic gadgets
  • BeltsCameras
  • Designer Bags
  • Gaming Consoles
  • Jewelry
  • Laptops
  • Soundbar and Speakers
  • Sunglasses
  • Tablets
  • TVs and Electronics
  • Watches

How to pay your loan

1. Loan Redemption

Your loan can be repaid at any time on or before the maturity date. Just choose the payment option that is easiest for you.

  • Cash Payment Over-the-Counter
  • Online Bank Payment
  • 7-Eleven (7 Connect Service)

2. Loan Renewal

If the full amount is not ready to pay, you can apply for a loan renewal. This means that your loan duration will be extended. Only the interest amount due. Loan renewal and loan redemption are just the same process.

Appraisal value and interest rates

It is possible to get an initial appraisal value higher than the final appraisal value received after physical inspection of your item. To ensure that the highest appraisal value is always received, make sure you choose the correct description of your item.

The PawnHero interest rate starts at a low of 2.99% monthly. But it can change based on these factors: item condition, age, and category. It is possible to get a higher interest rate if you have your electronics or gadgets in place because its value can quickly depreciate.

Frequently Asked Questions

Here we have collected the most popular questions that interest PawnHero’s clients.

How do I get a Pawnhero contact number?

If you have a question about Pawnhero’s financial services, customer service will answer your call at any time of day at 8828-2274. An extension number for Globe users 0917-872 and for Smart users 0999-222. 

 What’s the Pawnhero address?

Main Pawnhero office is located in Taguig City. Its exact address: 7th Floor, W Global Center, 30th Street corner 9th Avenue, Bonifacio Global City, Taguig City, Metro Manila. It’ s working hours are from Monday to Saturday from 9:00am to 7:00pm. However, keep in mind that PawnHero has no branches, and the company does not accept visitors to the pawn shop in the corporate office. On the other hand, PawnHero customers can conveniently pawn their belongings from the comfort of their home and always receive free delivery. Please contact customer service by phone if you have any questions. 

Where can I see Pawnhero reviews?

You can read and write Pawnhero’s review on Google Maps. Here are some of them.

  • I’m impressed that this pawnshop accepts designer watches and luxury bags. Not all pawnshops accepts these kinds of items. Even their interest rate is low compared to other shops i tried. I hope you can bring it to Cebu also. Thanks PawnHero.

  • The people in their office are very accommodating. I like that the experience is different from other pawnshops. If they can increase speed then I will give 5 stars. Other than that, everything is good!

  • The staff at PawnHero were very polite and informative regarding their services. They were very fast in doing their service and gave me a very reasonable appraisal for my item in which I accepted. Would recommend!

How to sign in to my Pawnhero account?

If you are looking for Pawnhero login, pay attention to the top right corner of their official website. Enter the password to log in to your account. If you do not have an account, you can always create it later. This will allow you to access your previous transaction, see the status of your current loan and much more! 

Other fees and charges

  • Pick and and delivery of loan collateral: FREE
  • Insurance coverage in transit: FREE
  • Insurance coverage while in storage:FREE
  • Storage fee: FREE
  • Cash Card fee: FREE


1. Fill in the form

You fill out an online application and send it to us

2. Wait 20 minutes

We review your application and make a decision

3. Get money

You are guaranteed to receive money for a bank card


The citizens of Philippines aged 21-65
Your data is used only for credit processing and transmitted through a secure channel. We guarantee the preservation of your personal data and non-disclosure to third parties (exception - cases provided by law).
Go to the website «PawnHero», select the amount and term of the loan and press the "Apply now" button. Fill out the form and accept the terms of the loan. Get the money to the specified bank account.


  • Address: W Global Center, 7th Floor, corner, 30th St, Taguig, Metro Manila
  • Phone: +639992222274
  • Email: [email protected]

Written by | Modified date: February 20, 2021

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Poor customer service
Poor appraisal value
Poor authentication services
Poor return of items
All transactions are for THEIR CONVENIENCE and not for the customer