Opeso (OKLIK LENDING COMPANY INC.)
Integrity builds a good life
Is Opeso legit?
Any financial company that wants to work in the Philippines is required by law to receive the appropriate permission. The SEC (Securities and Exchange Commission) is responsible for this. On the official website sec.gov.ph you can find lists of companies that have been tested and are trustworthy:
- LIST OF LENDING COMPANIES WITH CERTIFICATE OF AUTHORITY;
- LIST OF FINANCING COMPANIES WITH CERTIFICATE OF AUTHORITY.
We checked the company Opeso and found it in LIST OF LENDING COMPANIES, here is its data:
| Financing Company Name | OKLIK LENDING COMPANY INC. |
| Registration No. | CS201903131 |
| Certificate of Authority | 2896 |
| Anniversary Date | 22-Feb-2019 |
We found the company Opeso in the list of registered organizations on the SEC website, which means that it works in the Philippines under the law, has passed all the necessary inspections of the supervisory authority and can be trusted!
Loan parameters
| Min amount | Max amount | Min terms | Max terms | Rate |
|---|---|---|---|---|
| 20000 PHP | 200000 PHP | 91 | 210 | 3.5 per month per day |
1. Age
2. Time to review
24 hours
3. Other conditions
Example of calculating interest and loan payments
| TERM | 10 days | 20 days | 30 days |
|---|---|---|---|
| LOAN AMOUNT | 10000 PHP | 10000 PHP | 10000 PHP |
| FEE | 3.5 per month | 3.5 per month | 3.5 per month |
| INTEREST AMOUNT | 11000 PHP | 22000 PHP | 33000 PHP |
| TOTAL REPAYMENT | 21000 PHP | 32000 PHP | 43000 PHP |
About OKLIK LENDING COMPANY INC. (Opeso)
Opeso is an Internet Finance Corporation of the Philippines that specializes in financial technology products for Filipinos, providing small cash loans of up to 20,000 pesos in short and fast terms. This service is available to any ordinary borrower to help every Filipino solve his financial problems.
Example of loan calculation Opeso
Loan Amount: ₱20,000
Service Fee: 15% (₱3,000)
Loan term: 6 months (180 days)
Monthly payment: ₱3833.33
Total payment: ₱23,000
Advantages of Opeso loan
- Easy to use: download the mobile application, select the amount and term of credit online and submit the application online.
- Transparent collection of fees: there are no hidden fees, all fees will be declared after use, and no other fees will be charged.
- Quick solution: Our patented credit scoring technology gives you a quick credit audit. Cash will be paid out in less than 24 hours.
- Good service: if you have any questions, please contact us via the online service provided by the application or dial the Opeso hotline +63 999 415 3606.
- Security: your personal data is protected and the information you provide will not be disclosed. We use global industry standards for security and encryption.
- Flexibility: You can extend your loan and you can also apply for a new loan after an increased amount has been repaid.
Opeso Reviews
We know you’re interested in client feedback on Opeso. You can see them on the company’s official Facebook page. Also a lot of feedback was left on the mobile application page. Here are some of them.
- Registration is quite easy, simple on point. Approval is said to be within 24 hrs or less. Would of wanted any earlier than that, but I supposed it may happen as we speak.
- Opeso Application is so amazing and loan process is certainly remarkable. Also, the registration and the filling out of basic information is so fast, clear and a friendly user. Sana marami pa kayong matutulongan. Keep it up!. God bless…
- This is the first time only that I’m gonna using app for borrowing money. They did not approved yet my request. But hoping the process will be done. I give 5 stars just because the security of their bussiness is great. The scammers or fraudgelent will not gonna happened. So far so good. So yes t stars!
HOW IT WORKS
1. Fill in the form
2. Wait 20 minutes
3. Get money
FAQ
Contacts
- Address: Oriental plaza, emerald drive, PH, Pasig city, San Antonio
- Phone: (02) 7906 5683 | +63 999 415 3606
- Email: [email protected]
Written by Iren from AllTheBestLoans | Modified date: January 22, 2021
Super laki interest sa 3k 1800 nlng matitira sayo, tas super laki din yong penalty 90 pesos sa 7 days na penàlty 840 din tubong lugaw tlga..di mkatarungan tapos 7days lng ang term..dpt binaban na yong mga ganito imbes n makatulong lalo k pang binabaon..
excessive interest
Napaka laki ng interest manlulumo ka,wag nyona subukan jusq
3k dapat makukuha namin kaso ang interest is 1k mahigit kaya 2000 na lang ang nakuha namin tapos pag babayaran 1week lang pag hindi mo nabayaran sa tamang araw 300 agad ang idadag dag,imbis na makatulong dadag dag pa sa problema
Kaya ka lang naman hihihiram dto dahil kapit kana sa patalim, imbes na makatulong lalo kalang maghihirap dahil 1) sobrang laki ng tubo na d makatarungan at makatao 2) tapos 7days lang ang kanilang loan term, d totoo yon kanilang mga ads na up to 90days terms. 3) tapos pag d ka makabayad tatakotin ka nila na kakasuhan ka ng section 85 article 315, alam ba nila kong ano etong batas na eto? Dahil sa utang na 3k, kakasuhan ka daw nila ng section 85 article 315..