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Is LoanMoTo legal?

Any financial company that wants to work in the Philippines is required by law to receive the appropriate permission. The SEC (Securities and Exchange Commission) is responsible for this. On the official website you can find lists of companies that have been tested and are trustworthy:

We checked the company LoanMoTo and found it in List of Lending Companies, here is its data:

Registration No. CS201814908
Certificate of Authority 2718
Anniversary Date 24-Jul-2018
Interest Rates 4.00%-6.00%
Tenor per month

We found the company LoanMoTo in the list of registered organizations on the SEC website, which means that it works in the Philippines under the law, has passed all the necessary inspections of the supervisory authority and can be trusted!

Loan parameters

Min amountMax amountMin termsMax terms Rate
1000 PHP12000 PHP7280,2 per day

1. Age

Age from 22 to 55 years old

2. Time to review

From application to receipt of money
2 hour

3. Other conditions

People with stable income and valid bank account

Example of calculating interest and loan payments

TERM10 days20 days30 days
LOAN AMOUNT10000 PHP10000 PHP10000 PHP


LoanMoto Philippines is a mobile wallet for every citizen of the Philippines to get a loan without worries. This is a convenient tool for mobile lending, which requires only your IDs. Download and install the application, so that you can use the Internet service “stay home”. Get immediate approval and purchase anytime, anywhere to improve your quality of life. LoanMoto Ph is your fast mobile wallet you can count on, even if you don’t have any financial savings.

How to get a loan in the company

  1. Convenient profile of the borrower. Fill in information about yourself within 5 minutes and wait for a decision.
  2. Quick loan decision. Verification of your application will be completed within 2 hours.
  3. Fast payout. Receipt of money within 24 hours. You won’t wait long!
  4. Convenient loan repayment. You can repay through our payment partners at the loan maturity date specified in the loan agreement.

Loan Moto trusts people and therefore does not require a personal presence when making a loan, providing certificates, guarantors or having a large package of documents. Customers find this service very convenient to use. This is one of the highest percentages of approval of applications.


  1. The сompany operates and issues loans 24 hours a day, 7 days a week. You can get money even on weekends and holidays.Convenient mobile application
  2. Convenient mobile application.
  3. The company lends large amounts at lower interest rates.
  4. One of the fastest loan solutions in the Philippines.
  5. Making a loan is completely online, you do not have to go to the office.  It is very convenient for any modern person who has little free time.
  6. Customers who repay the loan on time can count on a second loan at a favourable interest rate. LoanMoto appreciates when people fulfill their financial contracts.

Frequently Asked Questions

How can I repay the loan?

You can pay the loan at any of the following DragonPay payment partner branches:

  1.  Bayad Center
  2.  SM department store and supermarket, payment counters and Savemore
  3. Robinsons department stores and supermarket
  4.  Cebuana Lhuillier
  5.  LBC
  6.  7- Eleven (Dragonloans)

Use the link number we sent to your registered email and SMS address to your registered mobile phone number. Use DragonPay as your retailer (or Dragonloans for 7-Eleven). We advise you to pay the loan on time and avoid loan arrears.

Can I change my bank card account?

Yes, you can do this while there is no existing credit.

Can I extend the loan? How do I apply for an extension?

You can extend the loan after you have paid and renewed your account. To do this, you need to login to the company’s website in your personal cabinet.

 What should I do if my application was rejected?

LoanMoto evaluates all applicants fairly and quickly. You may reapply after 15 days and the decision may change. Check the information in the application form and the validity of the documents.




1. Fill in the form

You fill out an online application and send it to us

2. Wait 20 minutes

We review your application and make a decision

3. Get money

You are guaranteed to receive money for a bank card


The citizens of Philippines aged 22 to 55 years old
Your data is used only for credit processing and transmitted through a secure channel. We guarantee the preservation of your personal data and non-disclosure to third parties (exception - cases provided by law).
Go to the website « LoanMoTo», select the amount and term of the loan and press the "Apply now" button. Fill out the form and accept the terms of the loan. Get the money to the specified bank account.


Written by | Modified date: January 22, 2021

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Vhin Lopez
Vhin Lopez

How can I pay the loan at 7-11? I’ll be comfortable with it, even though I used to pay at Bayad.


That’s what the hell I want to call to get my credit approval and can’t find the number???? What number is it, anyway?

lady _lee
lady _lee

I don’t see the hotline number anywhere either, it’s terrible! They call it good service???

Andy Li
Andy Li

Too much information is needed. They need two relatives, a phone and a name. This is a hassle for me because I need to go out by filling in the apps, then go to my contact and again to fill in the necessary information. And they just don’t need one valid ID. They’re asking for two valid IDs.


I want another new loan, but my bank account has changed. What to do I don’t see where I can change it. How do I know that?