Loan Champ

(4.22/5) 315 voice
Instant loans at your fingertips

Is LoanChamp legit?

Any financial company that wants to work in the Philippines is required by law to receive the appropriate permission. The SEC (Securities and Exchange Commission) is responsible for this. On the official website you can find lists of companies that have been tested and are trustworthy:

We checked the company LoanChamp and found it in List of Financing Companies, here is its data:

Number 735
Financing Company Name Y FINANCE INC.
Registration No. CS201800494
Certificate of Authority 1163
Anniversary Date 07-Feb-2018

We found the company LoanChamp in the list of registered organizations on the SEC website, which means that it works in the Philippines under the law, has passed all the necessary inspections of the supervisory authority and can be trusted!

Loan parameters

Min amountMax amountMin termsMax terms Rate
3000 PHP20000 PHP5301% per day

1. Age

Age from 20 to 60 years old

2. Time to review

From application to receipt of money

3. Other conditions

One valid government ID. Your mobile number and an active social media account (e.g. Facebook, Twitter, or Instagram). At least one month payslip or Certificate of Employment. ITR or Business Permit for self-employed individuals.

Example of calculating interest and loan payments

TERM10 days20 days30 days
LOAN AMOUNT10000 PHP10000 PHP10000 PHP

About LoanChamp

LoanChamp – Philippine credit institution. The main activity is the issuance of small loans via the app that is installed on a mobile phone.

The company is registered in the Republic of the Philippines. It is a structural division of the holding Yfinance Inc. Founded in 2017. Serves over 30 thousand customers annually.

It is an online platform through which you can get a loan in 4 stages:

  1. Installing the application of the same name through Google Play.
  2. ID registration.
  3. Entering loan parameters, submitting an application.
  4. Receiving funds to a card or account.


Loan Champ strives to provide customers in need who are unable to come to the office personally with the most affordable and technological service. A request for a loan is made online. It is only necessary to download the mobile application.

Other benefits of the lender:

  • Automated consideration of the application. Instant review. Fast accrual of funds.
  • Innovative approach. All applications can be registered in the app.
  • Reliability. The company strictly observes the privacy policy. Its activity is focused on the preservation of personal data of borrowers.
  • Flexible debt repayment schedules. The company individually allows you to determine when and in what amounts the borrower will make payments under the loan agreement.
  • Affiliate payout channels throughout Manila. You choose where the funds will be credited.

Types of loans

LoanChamp currently works with individuals. Entrepreneurs and representatives of large and medium businesses can also register an account in the application, but only as private clients.

Credit organization provides applicants quick loans. These are short-term loans that are transferred to a card or account. Residents of the Philippines can get them. To do this, it is important to have an active account in social networks (to register a mobile application), as well as a certificate of income.

Lending purposes – any. Collateral and surety are not required.

Download and finish the application in less than 10 minutes!

LoanChamp offers fast, easy and affordable online loans which cater to employed, self-employed, freelancer, seafarer and other type of Filipino customers.

Guaranteed fast approval and easy process that can help you get the cash you need anytime and anywhere. Just download the app and get your cash from any partner channels nationwide!


  • Easy Application. Apply anytime and anywhere using your smart phone! Simply download the app and register with your mobile number.
  • Flexible to everyone. You may apply for a loan whether you’re employed, self-employed or freelancer.
  • Fast Cash. Get approved and cash out within an hour!*
  • Cash-outs are so easy. Supported by most bank accounts, e-wallet and remittance centers.
  • Secure. Your privacy is very important to us. Verify your identity and submit all the requirements in the app to complete your loan application.
  • Simple Requirements. 1 valid government ID,  1 proof of employment.
  • Loan Amount. From ₱2,000 to up to ₱500,000 based on different types of product and your credit history with us.
  • Accessible Repayment. 5-180 days based on your budget and financial plan. Pay earlier for less interest

* Processing time may vary from 1 hour up to 1 day.


How do I apply for a loan and what are the requirements?
Download the LoanChamp app and sign-up with your mobile number

For employed
1. One (1) valid government ID
2. Proof of employment (Company ID, Certificate of Employment or Payslip)

For self-employed
1. One (1) valid government ID
2. Mayor’s/Barangay Permit
3. DTI Certificate
4. Updated ITR

For freelancers
1. One (1) valid government ID
2. Account Profile from any freelancing platform
3. History of Projects
4. Current Projects

What are the loan payment terms?

LoanChamp provides you with options for repayment based on your preference.


1. Fill in the form

You fill out an online application and send it to us

2. Wait 20 minutes

We review your application and make a decision

3. Get money

You are guaranteed to receive money for a bank card


The citizens of Philippines aged 20 to 60 years old
Your data is used only for credit processing and transmitted through a secure channel. We guarantee the preservation of your personal data and non-disclosure to third parties (exception - cases provided by law).
Go to the website «LoanChamp», select the amount and term of the loan and press the "Apply now" button. Fill out the form and accept the terms of the loan. Get the money to the specified bank account.


  • Address: Unit 1106, 88 Corporate Center, 141 Valero St. cor. Sedeño St., Makati, Philippines
  • Phone: +632.821.9618
  • Email: [email protected]

Written by | Modified date: November 08, 2019

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