Y Finance Inc.

(4.5/5) 63 voice
Instant loans at your fingertips

Is LoanChamp legal?

Any financial company that wants to work in the Philippines is required by law to receive the appropriate permission. The SEC (Securities and Exchange Commission) is responsible for this. On the official website you can find lists of companies that have been tested and are trustworthy:

We checked the company LoanChamp and found it in List of Financing Companies, here is its data:

Financing Company Name Y Finance Inc.
Registration No. CS201800494
Certificate of Authority  1163
Anniversary Date 07-Feb-18

We found the company LoanChamp in the list of registered organizations on the SEC website, which means that it works in the Philippines under the law, has passed all the necessary inspections of the supervisory authority and can be trusted!

Loan parameters

Min amountMax amountMin termsMax terms Rate
2000 PHP500000 PHP911800.06 per day

1. Age

Age from 20-65 years old

2. Time to review

From application to receipt of money
1 hour

3. Other conditions

Example of calculating interest and loan payments

TERM10 days20 days30 days
LOAN AMOUNT10000 PHP10000 PHP10000 PHP

About Y Finance Inc. (LoanChamp)

LoanChamp is a credit division of Y Finance Inc., established in late 2017. LoanChamp is one of loan companies in Philippines, an online credit platform designed to ensure financial inclusion for all Filipinos. The majority of the population does not have adequate banking resources or access to basic financial services and has low levels of access to loans, slow processing, burdensome documentation requirements and strict eligibility for credit, which limits them in gaining true financial freedom. Loanchamp main address is in Makati.

With a team of international banking professionals, FinTech and local financial consultants, LoanChamp is committed to pushing the boundaries in access to financial technology, providing Filipinos with better opportunities to improve their quality of life.

It is an online platform through which you can get a loan in 4 stages:

  1. Installing the LoanChamp app of the same name through Google Play.
  2. ID registration.
  3. Entering loan parameters, submitting an application.
  4. Receiving funds to a card or account.

Advantages of LoanChamp

LoanChamp Ph strives to provide customers in need who are unable to come to the office personally with the most affordable and technological service. A request for a loan is made online. It is only necessary to download the mobile application. Loanchamp reviews from clients have many high scores.

  • Ease of use.
    Use your smartphone anytime, anywhere! Simply download Loanchamp app and register on your mobile number. Loanchamp contact number is (02) 8821 9618, if you need help, please call.
  • Suitable for everyone.
    You can apply for a loan regardless of whether you are an employed person, a private entrepreneur, a freelancer or a sailor.
  • Getting money fast
    Get approval and cash in within one hour!
  • Cashing money is so easy.
    Supported by most bank accounts, electronic wallets and money transfer centers.
  • Flexible payment schedule.
    Less interest expenses if you choose to pay early. Decide how much you want to pay with the option of partial repayment.
  • Automated consideration of the application.
    Instant review. Fast accrual of funds.
  • Reliability.
    The company strictly observes the privacy policy. Its activity is focused on the preservation of personal data of borrowers.
  • Affiliate payout channels throughout Manila.
    You choose where the funds will be credited.

Example of interest rate Loanchamp calculation

For example: amount of P5,000.00 with a limit of 120 days. Interest rate of 24% / year
• The monthly payment is: P1,313.12
• The amount of interest for the entire loan is: P252.48
• The processing fee charged is: P350.00
• The total payment is: P5,252.48
• EIR is: 39.4095%

Types of loans

LoanChamp Philippines currently works with individuals. Entrepreneurs and representatives of large and medium businesses can also register an account in the application, but only as private clients. Credit organization provides applicants quick loans. These are short-term loans that are transferred to a card or account. Residents of the Philippines can get them. To do this, it is important to have an active account in social networks (to register a mobile application), as well as a certificate of income.

Lending purposes — any. Collateral and surety are not required. LoanChamp offers fast, easy and affordable online loans which cater to employed, self-employed, freelancer, seafarer and other type of Filipino customers. Guaranteed fast approval and easy process that can help you get the cash you need anytime and anywhere.

Simple Requirements for LoanChamp Loan

  • Age 20 – 65
  • Filipino Resident
  • Stable periodic income.
  • Lives or works in a major city in the Metro Manila area.
  • 1 valid government ID
  • 1 proof of employment

Loan Champ requirements Lor employed
1. One (1) valid government ID
2. Proof of employment (Company ID, Certificate of Employment or Payslip)

For self-employed
1. One (1) valid government ID
2. Mayor’s/Barangay Permit
3. DTI Certificate
4. Updated ITR

For freelancers
1. One (1) valid government ID
2. Account Profile from any freelancing platform
3. History of Projects
4. Current Projects



1. Fill in the form

You fill out an online application and send it to us

2. Wait 20 minutes

We review your application and make a decision

3. Get money

You are guaranteed to receive money for a bank card


The citizens of Philippines aged 20-65 years old
Your data is used only for credit processing and transmitted through a secure channel. We guarantee the preservation of your personal data and non-disclosure to third parties (exception - cases provided by law).
Go to the website «LoanChamp», select the amount and term of the loan and press the "Apply now" button. Fill out the form and accept the terms of the loan. Get the money to the specified bank account.


  • Address: 11 Fl, 88 Corporate Center, Sedeno, Makati, NCR
  • Phone: (02) 8821 9618
  • Email: [email protected]

Written by | Modified date: January 22, 2021

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