Instant Pera

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Is Instant Pera legal?


Illegal lending company without a validly subsisting Certificate of Authority to Operate as Lending Companies or Financing Companies from the Securities and Exchange Commission.

The Securities and Exchange Commission (SEC) shut down 19 illegal online lending apps on Monday, 16 September 2019, over complaints of invasion of privacy and harassment.

Be careful! Do not be fooled!

Loan parameters

Min amountMax amountMin termsMax terms
20000 PHP40000 PHP

1. Age

Age from over 18 years old

2. Time to review

From application to receipt of money

3. Other conditions

About Instantpera

Instantpera –  is a financial company that provides assistance in drawing up online loans for citizens of the Philippines. This organization provides cash loans as well as personal and salary loans.

This company is ready to lend to its customers to meet any financial goals. Instantpera allocates borrowed funds to pay for education, recreation, medical services, the purchase of new gadgets and cars, home repairs, etc.

The processing of customer requests is carried out as quickly as possible. Experts check the information submitted by the client for compliance with the requirements. Instantpera customers draw up about 300 loans every week, company’s services are available in most Philippine provinces.

The advantages

The advantage of Instantpera:

  • Quick loan processing.
  • Minimum documents. To obtain a loan you will need only a passport, an identification code and a certificate from the place of work.
  • No queues. All services are provided online.
  • Maximum safety. Instantpera guarantees the safety of all confidential customer data.


1. Fill in the form

You fill out an online application and send it to us

2. Wait 20 minutes

We review your application and make a decision

3. Get money

You are guaranteed to receive money for a bank card


The citizens of Philippines aged over 18 years old
Your data is used only for credit processing and transmitted through a secure channel. We guarantee the preservation of your personal data and non-disclosure to third parties (exception - cases provided by law).
Go to the website «Instantpera», select the amount and term of the loan and press the "Apply now" button. Fill out the form and accept the terms of the loan. Get the money to the specified bank account.


  • Address: 28th Floor. Cityland Pasong Tamo Tower U2807 2210 Chino Roces Avenue (Pasong Tamo) Makati City, Philippines. 1230
  • Email: [email protected]

Written by | Modified date: January 22, 2021

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