Handy Loan

Financial peso united

(2.1/5) 139 voice
Handy Loan
Get Money Fast

Is Handy Loan legal?

Any financial company that wants to work in the Philippines is required by law to receive the appropriate permission. The SEC (Securities and Exchange Commission) is responsible for this. On the official website sec.gov.ph you can find lists of companies that have been tested and are trustworthy:

We DID NOT find the company Handy Loan in the list of registered organizations on the SEC website, if you decide to contact them for services, carefully check all documents, it may not be safe!

Loan parameters

Min amountMax amountMin termsMax terms Rate
1000 PHP12000 PHP901800,04% per day

1. Age

Age from over 18 years old

2. Time to review

From application to receipt of money
1 day

3. Other conditions

1.Philippine citizen at least 18 years old 2.Valid phone number

Example of calculating interest and loan payments

TERM10 days20 days30 days
LOAN AMOUNT10000 PHP10000 PHP10000 PHP

About Financial peso united (Handy Loan)

HandyLoan believes that credit will bring a better life to Philippine citizens. The company is always focused on providing professional and reliable financial services to Filipinos, based on mobile Internet security technology and innovation in big data analysis.

Loan Product

  • Loan Amount: PHP1,000-PHP12,000
  • Loan Tenor: 91 – 270 days
  • Interest Rate: Minimum APR 15%, Maximum APR 25%  per annum.
  • Other fees depend on the loan product you choose.
  • 4.Service fee: from PHP 50 toPHP 200
  • Transaction fee: 0
  • User Requirement: Over 18 years old

Example of interest rate calculation

For example, if you want to borrow PHP1,000 for 91days, the interest is 15%, service fee is PHP50. You will receive 1000-50 = PHP950, the total repayment should be 1000+1000*15%/365*91 = PHP1037. The APR is (1037-950)/1000/91*365= 35.0%
if you want to borrow PHP12,000 for 270days, the interest is 25%, service fee is PHP200. You will receive 12000-200 = PHP11,800, the total repayment should be 12000+12000*25%/365*270 = PHP14219. The APR is (14219-11800)/12000/270*365= 27.0%

Why choose Handy Loan Philippines?

  • The Handy Loan application has a simple design. It can be downloaded and used by anyone without any manual.
  • No deposit is required. If you are a Filipino over 18 years old, you can submit your request online and get approval in HandyLoan.
  • Simple process of filling in the online loan application form and submitting the application. Paperwork is not required. All you have to do is fill out a simple online form and wait for an answer.
  • Quick approval. You will receive an answer within 30 minutes if everything goes well. Then you will receive the required amount right away.
  • Several repayment options. You can choose a repayment option that suits your needs. The company cares about the convenience of its customers.
  • Your data is secure. HandyLoan provides information security at the level of a large bank.
  • A lot of different coupons and discounts. HandyLoan regularly holds campaigns and gives coupons to regular customers.

How does Handy Loan Philippines work?

  1. Download the Handy Loan App and register by phone.
  2. Enter your details and fill out the form. You will need to enter your full name, surname, current and permanent address, e-mail address, work details, birthday, contact phone number and social media page address, as well as other information.
  3. Choose the term and amount of the loan and wait for a decision, it will come very quickly.

  4. Sign the  loan agreement using the code that will be sent to you in the SMS.
  5. Get the peso to your bank account or pick it up at the points of issue.

Handy Loan Requirements

To apply for an Handy Loan app, you have to meet a few simple requirements.

  1. You must have citizenship of the Philippines and a Philippines address.
  2. You should be 18 years old.
  3. You must have a valid phone number.
  4. You must have a smarphone to download the Handy Loan app.

If you meet these requirements, you can apply for a loan in Handy loan app without any problems and solve your financial issues.

Frequently asked questions

Does the company have a Handy loan mobile application?

You can download the Handy loan application in Google Play.

Where can I read the Handy Loan reviews?

You can see them on the Handy loan App page. Here are some of them.

  • App is superb! Very fast and so easy to apply. Just need 1 valid id. Thumbs up for all the customer service rep, they are all friendly and accomodating. Fast approval! You can rely on this app. Congrats to the company and all the people in it. Surely will use this app always.
  • Thanks for this loan apps so easy ang convenient this apps very fast approval.
  • So easy and fast it help me a lot in my financial needs.

How do I contact the company?

Ask a question in the HandyLoan App. It’s much more convenient than calling a Handy loan contact number. They promise you a quick and helpful answer.

Does the Handy Loan have social media accounts?

The company has a Facebook account where every customer can send them a message.






1. Fill in the form

You fill out an online application and send it to us

2. Wait 20 minutes

We review your application and make a decision

3. Get money

You are guaranteed to receive money for a bank card


The citizens of Philippines aged over 18 years old
Your data is used only for credit processing and transmitted through a secure channel. We guarantee the preservation of your personal data and non-disclosure to third parties (exception - cases provided by law).
Go to the website «Handy Loan», select the amount and term of the loan and press the "Apply now" button. Fill out the form and accept the terms of the loan. Get the money to the specified bank account.


Written by | Modified date: January 22, 2021

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Kay Claridade
Kay Claridade

I don’t know why my loan application can’t go through. I got stuck on the Privacy Policy page for about 10 minutes. The app keeps falling behind.

Martee B
Martee B

Tell me is it true that you need a Facebook account to borrow here?