(4,0/5) 81 voice
Don't let your money getdelayed in lending red tape!

Is Cashnow legal?

Any financial company that wants to work in the Philippines is required by law to receive the appropriate permission. The SEC (Securities and Exchange Commission) is responsible for this. On the official website you can find lists of companies that have been tested and are trustworthy:

We DID NOT find the company Cashnow in the list of registered organizations on the SEC website, if you decide to contact them for services, carefully check all documents, it may not be safe!

Loan parameters

Min amountMax amountMin termsMax terms Rate
5000 PHP15000 PHP901500.3 per day

1. Age

Age from Must be at least 18

2. Time to review

From application to receipt of money

3. Other conditions

Must have been employed for at least 12 months. The income you earn is at least P10,000 net per month.We need to verify your employment. In addition, we need a Certificate of Employment (COE).

Example of calculating interest and loan payments

TERM10 days20 days30 days
LOAN AMOUNT10000 PHP10000 PHP10000 PHP

About Cashnow

What banks does the company work with?

Only customers of the following banks can get a loan at BDO, BPI, Metrobank, Unionbank, Robinsons and RCBC.

The company cannot serve customers who do not have a bank account in one of these 6 banks.

In addition, they report that you should not open an account with one of them in order to receive a loan, since they require at least 4 months of bank statements and history for our loans.

How fast can you get money?

It basically depends on you. How fast can you get the right documents? After you have entered your documents, the company checks your contract. Each bank must complete an ADA (auto debit) agreement. But usually it is done within 2 business days.

What happens if you make a payment?

All payments are automatically debited for most banks. In this case, if the company tries to debit your account, and you do not have the necessary funds in your account, you will be charged 50 pesos. This covers the fee the bank charges for withdrawing funds from your account. So it will be every day until you can write off your account.

In banks where does not have an automatic debit function, payments made after 3 days from the date of payment will be withheld at the rate of P20 pesos per day as an overdue payment. This fee starts on the 4th day after your payment date. You will not pay this fee for a 3-day grace period.

Can I make my payments at any time during my loan?

Not. Each payment is due on the date specified in your contract. A 5-month loan agreement does not mean that you are allowed to pay when you wish, if the entire loan is repaid within 5 months. Each payment must be made at a certain time. If you do not make 2 payments in a row, the company will begin the collection procedure.

What if I want to pay off a loan earlier?

All loans – at least 3 months. After 3 months you can repay the loan.


Please note that the company has certain difficulties. On the official Facebook page they reported the following:

We regret to inform you that we haven’t fixed the error yet in submitting registration. For now there is nothing we can do. Our web developers are trying their best to fix the issue. We will keep you posted here once it’s fixed.

We are also NOT processing loans OUTSIDE DAVAO as we have reached the maximum limit of loan approvals in Luzon and Visayas.

Thank you for your patience and understanding, have a happy friday everyone!


1. Fill in the form

You fill out an online application and send it to us

2. Wait 20 minutes

We review your application and make a decision

3. Get money

You are guaranteed to receive money for a bank card


The citizens of Philippines aged Must be at least 18
Your data is used only for credit processing and transmitted through a secure channel. We guarantee the preservation of your personal data and non-disclosure to third parties (exception - cases provided by law).
Go to the website «Cashnow», select the amount and term of the loan and press the "Apply now" button. Fill out the form and accept the terms of the loan. Get the money to the specified bank account.


Written by | Modified date: September 16, 2019

Leave a comment

Уведомление о