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The guide about personal loan in the Philippines

Is Cashcat legal?


Illegal lending company without a validly subsisting Certificate of Authority to Operate as Lending Companies or Financing Companies from the Securities and Exchange Commission.

The Securities and Exchange Commission (SEC) shut down 19 illegal online lending apps on Monday, 16 September 2019, over complaints of invasion of privacy and harassment.

Be careful! Do not be fooled!

Loan parameters

Min amountMax amountMin termsMax terms Rate
1000 PHP10000 PHP7600,5%. per day

1. Age

Age from 21-50

2. Time to review

From application to receipt of money
1-2 working days

3. Other conditions

21 to 50 years old / Philippine citizen with permanent income

Example of calculating interest and loan payments

TERM10 days20 days30 days
LOAN AMOUNT10000 PHP10000 PHP10000 PHP

About CashCat

What is Cashcat?

Cashcat is a site for comparing different loan and credit offers.
Cashcat is not a creditor.
You can choose the best loan offers on Cashcat and apply on the lender’s website or in the application.

If you urgently need money for any personal needs, you can borrow them on the CashCat website. For convenience, a credit institution offers its customers to register. You can log in to the service through a personal account. Its creation will take a few minutes.

How does it work?

The company’s policy is to understand that clients may need money at any time. Now you do not have to go anywhere. You just have to log in to your personal account, where the system automatically calculates the necessary data.

Modern technologies open up new opportunities and allow you to meet the needs of users in the most convenient way. Today, many customers use online services to get money, saving their time.

In comparison with some other companies, CashCat does not require its clients to specify the reason why they need money.

To apply, you need to take a few simple steps:

  • Enter the website and click “Apply”.
  • Enter your basic data, last name, first name, phone number and others.
  • Select an offer from the list of companies.
  • Get started with detailed application.
  • Be sure to fill in the form correctly and accurately, just like in your documents. Correct information without mistakes or typos will increase your chances of being approved significantly.

Features of issuing loans in CashCat

If the client wants to repay the loan before the due date, the commission will be automatically recalculated. Conversely, if there is no possibility to pay the fee on time, the date of the mandatory payment can be moved. The number of times a person wants to postpone a mandatory payment is not limited.

7-Eleven branches operate to repay regular payments. There are more than 1,500 of them on the territory of the Philippines, so you can close a loan anywhere without having to go to the main office of the company. You can close a loan as quickly as you can get it online. No commissions and hidden payments.


Frequently Asked Questions

Who can get a loan in CashCat?

  • A man or woman between the ages of 22 and 60;
  • Now works or has the stable income;
  • Has a valid home address in Manila and other selected areas of the Philippines;
  • Has a steady income and occupation information;
  • Has 2 ID cards with scanned or photographed;
  • Can provide the contact details of the guarantor and a personal bank account;
  • Some companies may require additional conditions.

How much is the interest rate?

Depending on your application and previous credit history, the interest rate may vary from 0% to 1% per day. CashCat works closely with all known credit partners in the Philippines to ensure the best possible conditions for clients. For regular customers the rates are reduced.

How do I know the loan is approved?

The decision on your loan application will be sent to you by SMS or E-mail within 1 business day after you submit a complete and clear document request. Our lenders evaluate all applicants quickly and fairly.

When will I receive the money?

The lender company sends you the money as soon as it is approved. You will then receive an SMS with instructions on how to receive your money.

What Government ID are suitable for a loan?

Different lending companies may accept different IDs, but if you have one of these you should be fine:

  • Driverโ€™s License
  • NBI Clearance
  • Postal ID
  • Voterโ€™s ID
  • Firearms License
  • Police clearance
  • TIN Card
  • Social Security System ID (SSS)
  • UMID
  • OFW ID
  • TIN Card
  • Social Security System ID (SSS)
  • Firearms License



1. Fill in the form

You fill out an online application and send it to us

2. Wait 20 minutes

We review your application and make a decision

3. Get money

You are guaranteed to receive money for a bank card


The citizens of Philippines aged 21-50
Your data is used only for credit processing and transmitted through a secure channel. We guarantee the preservation of your personal data and non-disclosure to third parties (exception - cases provided by law).
Go to the website ยซCashCatยป, select the amount and term of the loan and press the "Apply now" button. Fill out the form and accept the terms of the loan. Get the money to the specified bank account.


  • Address: Level 26-a Rufino Pacific Tower, 6784 Ayala Avenue, Makati City, Metro Manila
  • Phone: +63286263708
  • Email: [email protected]

Written by | Modified date: January 22, 2021

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