Loan with bad credit

Personal Bad Credit Loans

If the credit history is ruined, it is not easy to get a bank loan. Despite this fact, there are financial institutions in the credit market of the Philippines that take risks and issue loans with bad credit without rejections under a simplified scheme.

Loan Load
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Loan Load

Round-the-clock loans in the Philippines

PHP 5000 - 50000
from 61 to 365 days
interest rate
for 2,3% per day
24 pera
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24 pera

Probability of approval is 95%!

PHP 1000 - 100000
from 61 to 365 days
interest rate
for 1,28% per day

Advantages of bad credit loan philippines

Bad credit loans fast approval are always in demand. Despite the fact that the interest rate is higher than the standard bank loan offers, many people prefer financial institutions for a number of reasons:

  • simple registration procedure;
  • minimum rejection number;
  • low requirements;
  • online registration;
  • transparent conditions without hidden commissions;
  • quick funds receipt;
  • issued for any purpose;
  • can be obtained without collateral.

After application approval, the customer receives money in cash or it is transferred to his bank account (card).

Loan Calculator for loans with bad credit


Where is it better to take loans without credit check?

Before submitting an application, it is recommended to review current proposals. The ruined credit history reduces chances for a positive decision, but does not guarantee rejection on the lender part. To overpay as less as possible, before submitting an application you need to analyze the current offers.

Cash Mart

The company offers quick cash loans for unemployed Filipinos, which can be obtained at any time. The application is submitted online on the website of the financial institution.

Lending terms:

  • the maximum amount is 30 thousand pesos;
  • the maximum period is 5 weeks.

On the main page of the site there is a convenient credit calculator that instantly calculates the payment amount, overpayment amount, takes into account the frequency of repayment and the date of issue. The borrower only should choose the parameters of the online microloan, send them for processing and sign a contract.


The company issues online loans with bad credit for any purpose. To apply, it is enough to fill in a simple form, sign a contract and wait for a decision. After approval, the money can be received in cash or they will be transferred to the card.


  • the maximum amount is up to 20,000 pesos;
  • the maximum period is up to 30 days.

You can not get the maximum amount applying the first time, but for repeat customers loyalty programs are available. More loans a person has received, more favorable conditions are offered to him by the creditor company. If the borrower can not timely repay the debt, he will be offered a loan extension on individual terms.

The company offers money in debt for any purpose to solve current financial problems. The funds are secured, instead the client receives bad credit loan quick in the Philippines and one of the lowest interest rates – 2.99% per month.

To apply for funds, you need to choose a subject on the web site or using a mobile application, which will act as collateral, provide contact information and a convenient place, time of the meeting. The employee of the company will arrive to register the contract and issue a card to which the funds will be transferred. approves loans without credit check for almost everyone, regardless of credit history and offers transparent cooperation terms. This service can be used by customers who have an opportunity to provide collateral.

Requirements for a loan with bad credit

Citizens of the Philippines who meet the minimum requirements can obtain a bad credit loan instant. Requirements are the following

  • a regular income;
  • the age of 18-60 years;
  • a bank account;
  • active mobile phone number.

For registration, you need a government ID (ID) and a proof of income. Financial companies can accept any documents as proof of income, including screenshots of a card statement or an account from Internet banking. Depending on the credit organization, the requirements and package of documents may vary slightly.

How to get a loan with bad credit online?

To increase the chances for obtaining a positive decision, you must prove to the creditor your solvency. If there is additional income, you should provide documents that confirm it.

When submitting an application, you need to be careful and check the entered data. If the provided information is inaccurate, unreliable or irrelevant, the lender will reject an application for no credit check loan online.

If possible, it is better to provide collateral. This will increase the chances for approval, but may lead additional costs and risks for the borrower.

To get bad credit loan Philippines is possible. Despite a small number of proposals, there are lenders willing to help borrowers in a difficult situation.

Example of calculating interest and loan payments

TERM 10 days 20 days 30 days
LOAN AMOUNT 15000 PHP 15000 PHP 15000 PHP
FEE 1% 1% 1%
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