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Loans through a mobile app are one of the most popular ways to get cash. This is not surprising, as the smartphone has become an indispensable attribute of modern life. In the Philippines, mobile apps for quick loans are becoming increasingly popular. You can find and download any of them from Appstore, GooglePlay, Playmarket and

12 Best Mobile E-Wallets in the Philippines E-Wallets changed the way the world operates. In the Philippines, the first e-wallet apps were from foreign companies. Over the years, many local companies have created their own financial software. Today, we will show you the 12 best e-wallets that you can use. E-wallets in the Philippines Electronic

GCash Mastercard Guide to Application Not so long ago, credit cards or online transactions had a reputation as a privilege of urban elites or technology enthusiasts. The fear of technology and the numerous economic literature on popular media about credit cards’ evils or online frauds made people scary about online transactions. The emergence of E-commerce

How to Pay Bills in the Philippines We cannot run away from our bills. Instead of trying to postpone bill payments, you must find the fastest and easiest way to get rid of them. After all, paying bills is our responsibility and missing payment due dates would only cost much more suffering. There are many

Debt Consolidation Strategies in the Philippines ‘Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn’t, pays it.’ It is a quote widely reputed to the world renowned physicist Albert Einstein. Whether he actually said it or not, the compound interest has a crucial role in your

Wedding Loan in the Philippines Whether you are taking a traditional approach or not, weddings are a once in a lifetime experience so you will want to make the most out of this rare celebration without it becoming a financial nightmare in the long run. You have to be realistic with what you want to

The problem of respectable wages for public sector employees in the Philippines is now under the control of the government. The president of the Philippines in 2016 issued Special Executive Order No. 201 “Modifying the Salary Schedule for Civilian Government Personnel and Authorizing the Grant of Additional Benefits for Both Civilian and Military and Uniformed

One of the Philippine government’s goals is decent pay in the public sector. Civil servants must be satisfied with their jobs and their salaries must be competitive with those in the private sector. High wages help retain valuable employees and attract new ones.  In order to increase the salaries of civil servants, the President of

President Rodrigo Roa Duterte signed a new law on January 8, 2020, aimed at giving civilian government employees a pay raise. The 2020 salary grade is based on House Bill 5712 and Senate Bill 1219. What is the salary grade in the Philippines? The salary level (SG) is a number that determines the amount of

Covid19 made geographical, social, economic, and gender boundaries insignificant by making its presence felt across the globe. This unprecedented health crisis of high infectivity potential without any specific treatment made the entire world clueless about its mitigation. The first response to this pandemic in many countries was LockDowns. Even though lockdowns were instrumental in imparting

Getting things back to normal is a must when natural calamities such as floods, storms, earthquakes, etc. hit us. There are so many difficulties that we have to go through when we come across disasters. Our ceilings get leaked, our cars need to be repaired, we have to make up for the income that we

How find extra income during a lockdown period? At present, the situation in the world is very unstable due to the COVID-19 pandemic. People have been left without a stable income, so many Filipinos are looking for options for additional income. As real income falls, some people manage to earn hundreds of percents on the

In December 2019, a new type of Pneumonia that doesn’t respond to conventional treatment regimes bewildered doctors in Wuhan, the capital city of Hubei province in China. On further analysis, scientists identified that a new strain of Corona Viruses, initially known as novel coronavirus, as the primary cause for this epidemic like situation. COVID-19, is

Separate logins for each portal or website, that was the norm of the online world some time ago. Things have changed much, and now nobody gives a damn about remembering the login credentials when they need to log in to a portal or website. Our email id or Facebook login is our new universal magic

No matter what type it is, any loan can be the best friend for you when you fall into a financial crisis all of a sudden. Be it an online loan or a credit card loan, you are going to get money rapidly and effectively. But choosing between these two types of loans happens to

From paper money to checks to credit cards. Modes of payments have evolved and changed to make each transaction easier and safer to use. With the recent boom in apps and QR codes here in the Philippines, it has made strives by bringing out a new form of payment called virtual wallet. Virtual wallets or

Philippine is the nation of the world’s heaviest Interest users, giving it the title of the Social Capital of the World. The average Filipino Internet user in the country spends close to 10 hours and two minutes on the internet. The government is ready to leverage internet penetration for solving different problems in the country,

It is not just the exotic beaches, but the availability of affordable quality health care that makes the Philippines one of the most preferred destinations for retirement living. Even with the infrastructural issues of a developing country, the English speaking Filipinos with their friendly attitude make the Philippines a second home for people of different

If you need fast access to money for an urgent situation, you may think of a quick loan that is usually a personal loan, which is accessible from different kinds of sources. On the other hand, while some firms might be reliable and trustworthy, other service providers can be predatory lenders. Therefore, it is vital

It has become easier to get quick loans with the use of online applications from various financial institutions. These quick loans can help people settle some emergency issues that need cash urgently. The emergencies may range from medical expenses, automobile expenses, school fees, rent, to other forms of activities that may require spending of cash.

11 September 2019, The Securities and Exchange Commission (SEC) shut down 19 illegal online lending apps on Monday over complaints of invasion of privacy and harassment. The SEC issued cease and desist orders against the following apps: Instant Pera, Quick Pera, LendMo Philippines, Binixo, CashBus, Cashcat, Cashuttle, Crazy Loan, Flash Cash, Happy2Peso, Hatulong, MeLoan, MoneyTree

Loan apps are becoming increasingly popular – more and more Filipinos prefer to draw up a loan just by taking a smartphone into the hands and opening the app. In the Appstore, GooglePlay, Playmarket and other stores you will find a lot of programs through which you can draw up a loan. But the question

Introduction With the rising poverty rate in the Philippines in 1978, Filipinos could hardly look for a housing finance that would help them with their financial chaos. That is when Home Development Mutual Fund (or HDMF for brevity/ Pag-IBIG Mutual Fund) came into place. It was likewise called Pag-IBIG Fund. The main aim of Pag-IBIG

Causes of economic growth The president of the Philippines, Rodrigo Duterte, is subject to severe criticism because of numerous human rights violations, but he certainly knows how to conduct economic policy: the country has surpassed even China in terms of growth, Forbes writes. According to September data, the Philippine economy grew 6.9% year-on-year, the highest