Maybank

Maybank

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Maybank
Go from waiting for it to having it!

1. Age

Age from 23-55 years old

2. Time to review

From application to receipt of money

3. Other conditions



Product Overview

Product Name:Maybank Enable Personal Loan
Minimum Amount of Loan:PHP50,000.00
Maximum Amount of Loan:PHP1,000,000.00
Minimum Loan Tenure:12 months
Maximum Loan Tenure:36 months
Early Repayment:Yes

Eligibility and Requirements

Age Range of Borrower:21-65 years old
Minimum Annual Income:PHP300,000.00
Income Requirement Remarks:At least ₱25,000.00 monthly income for employed or ₱200,000 for self-employed
Employment / Work Status:Permanent Employee for 2 years / 5 years Business Operations for Self-employed
Borrower has to have Credit Card:Yes
Guarantor Required:No
Collateral Required:No
Need to Open Linked Bank Account:Yes

Application and Approval

Approval Duration:Up to 5-10 working days

Fees and Charges/Penalties

Loan Processing and Dispersal Fees:Processing fee: ₱2,000.00 / Stamp duty: ₱1.00 for every ₱200.00 in excess of ₱250,000.00 of the loan amount
Early Repayment Penalty:None if you have inform the bank one month ahead.
Late Payment Penalty:5.00% p.a. on any balance outstanding

Interest Rates Offered

Product Name:Interest RateEffective Interest RateInterest Type
Maybank Enable Personal Loan - 12-36 months15.60%Monthly Rate

Other Requirements

Need to open linked banked account?Yes


About Maybank Philippines Inc. (Maybank)

Maybank was established in 1960 it has grown from then to become the largest firm in Malaysia. In 2000 the bank was ranked one of the top 500 companies globally by Forbes. It is also the 5th top firm in ASEAN and now ranked 83rd in the world.
Maybank offers various products and services to its consumers. They include Islamic banking, Offshore banking, trustee services, asset management, leasing, commercial banking, investment banking, venture capital, stockbroking among others.

History of the Maybank

Maybank was established by Khoo Tech Puat and Oei Tjong le in 1960.  The bank later grew and within 3 years it had opened 150 branches in the country. The intitution was being led by Amirsham Abdul Aziz as the president and CEO  at that time. However, Aziz served from 2002 to March 2008.

He later left the bank when he was appointed a Minister in the government. Maybank was later lead by Dato’ Sir Abdul Wahid Omar after Aziz left.  He has been the president and CEO of the firm from March 2008 to June 2013.

In the same year on August 2nd the deputy president Abdul Farid Alias took over and he has been the CEO and president of the corporation.

Before acquiring financial assistance from Maybank ensure you have a good score. The score should be above 600 for you to qualify and then the loan is approved within 5 to 10 days.
There are various kinds of personal loans you can apply for. For example, one can request for persona or auto loans. The personal loan is given at fixed monthly repayments. This means you can pay back the loan within, 12, 18, 24 or 36 months.
The amount of loan you can apply for ranges from PHP500, 000 to PHP1, 000,000. When it comes to Auto loan Maybank offers this particular loan on used and new cars. The vehicle should be up to 10 years for the loan to cover it. The institution will make a minimum down payment of 30% on used cars and in a new car, it will be 20%.
The interest rate for this kind of loan is 15.60% and the loan tenure is 1 to 3 years. On the other hand, if there is a late payment you will attack 5.00% p.a on any outstanding balance. There are also other requirements that one should meet such as age, the income you are making monthly, a citizen among others.

Main branches and ATMs of the Maybank

Maybank has grown over the years and has various branches all over the nation and globally. The main branches are found in Malaysia, Singapore, and the Philippines. In Malaysia, the bank has 393 branches and over 2,500 ATM’s.

When it comes to Singapore the financial institution has 22 branches and 27 ATMs while in the Philippines the bank has 79 branches and 50 ATMs.  The bank has also branches in London, Bahrain, New York, and Hong Kong.

Ownership (property) and owners of the Maybank

Maybank has established its presence both locally and globally. This has seen the institution having assets worth USD 188 billion as of 2017. The assets are expected to grow over the year. The bank also has a total income as of 2017 was USD 2.93 billion.

Puan Fauziah Hisham was appointed director of Maybank Philippines in September 2018 and then elected chairman in April 2019. She is also an Independent, Non-Executive Director of the Maybank Group and serves as a member of the Risk Management Committee, Nomination and Remuneration Committee and Credit Review Committee.

She has over 30 years of banking experience and is an Associate Member of the Institute of UK Certified Secretaries and Administrators. She has worked in this area her entire life and has extensive experience.
Her banking career started at The Chase Manhattan Bank in Malaysia. Her last position was as Executive Director and Chief Executive Officer, which she held for four years.

Puan Fauziah also serves on the Board of Hengyuan Refining Company Berhad, HBOC Technologies Sdn Berhad and Agensi Kaunseling dan Pengurusan Kredit (AKPK).

 

Maybank in social networks

Facebook https://www.facebook.com/Maybank/

 

 



Contacts

  • Address: Maybank Corporate Center 7th Avenue cor 28th Street Bonifacio Global City, Taguig City Metro Manila 1634
  • Phone: +632 8588 3888; 1800 10 8588 3888
  • Email: [email protected]

Bank branches

Number Office address Mode of operation Company name
1 A. Mabini Tel No 8526 - 0666 to 67
2 Alaminos Tel No (075) 551 - 3368
3 Angeles City Tel No(045) 405-0182
4 Aqua Planet - Clark
5 Asian Institute of Maritime Studies
6 Ayala - Alabang Tel No 8842 - 9473
7 Ayala Avenue Tel No 02-82409145
8 Bacolod Tel No (034) 435 - 0050
9 Bago Tel No (034) 461 - 0358
10 Baguio Tel No (074) 423 - 3571
11 Batangas City Tel No (043) 980 - 1032
12 Bel-air Tel No 8890 - 4679 to 80
13 BGC Performing Arts. Offsite ATM
14 Biñan Tel No (049) 511 - 3032
15 Binondo Tel No 8247 - 4576
16 Butuan City Tel No (085) 341-0224
17 Cabanatuan Tel No (044) 463 - 0726
18 Cainta Branch Tel No 8875-7906
19 Calapan City Tel No(043) 288-1729
20 Caloocan Tel No 8364 - 5545
21 CDO Business Center Tel No (088) 857 - 4439
22 Cebu - Angelica . Offsite ATM
23 Cebu Business Center Tel No (032) 520 - 5038
24 Cebu Downtown Tel No (032) 412 - 0433
25 Cebu Lahug Branch, ATM Tel No (032) 512 - 0454
26 Cebu - Mandaue Tel No (032) 268 - 0829
27 Clark4 Branch, ATM, Auto Lending Center
28 Cubao Tel No 8911 - 6770
29 Dagupan Tel No (075) 523 - 1194
30 Davao Business Center Tel No (02) 8359-2709
31 Davao - Lanang Tel No(082) 233-1357
32 Davao - Monteverde4 Branch, ATM, Auto Lending Center
33 Davao San Pedro Tel No (02) 8861-5509
34 Del Monte Tel No 8365 - 0855
35 Diosdado Macapagal International Airport. Offsite ATM
36 Dumaguete City Tel No (035) 522-0962
37 Edsa Caloocan Tel No (02) 8287-0288
38 FOTON Clark
39 FOTON Subic. Offsite ATM
40 Global City - 32nd Street Tel No 8478 - 9499
41 Global City - Burgos Circle Tel No 8403 - 5485
42 Greenhills Tel No 8721 - 6163
43 Guagua Tel No(045) 900 - 4107
44 Hagonoy Tel No (044) 793 - 0007
45 Iloilo Tel No (033) 337 - 9067
46 Iloilo Jaro Tel No (033) 503 - 2602
47 Imus Tel No (046) 502-1803
48 Katipunan Avenue Tel No 7738-6031
49 Laoag Tel No (077) 772 - 0050
50 Las Piñas Tel No 8874 - 0670
51 La Union Tel No (072) 607-3523
52 Legaspi Towers Tel No 8521 - 6166 to 67
53 Legazpi City Tel No (052)742-0450
54 Lipa Tel No (043) 702 - 1599
55 Lucena Tel No (042) 660 - 2188
56 Main Office Tel No 8478-1155 Banking Hours/
Monday to Friday 09:00 AM - 06:00 PM/ Saturday 01:00 PM - 04:00 PM
57 Makati Avenue Tel No 8553 - 8115 to 17
58 Malabon 8990 - 4057 to 59
59 Manila Ocean Park. Offsite ATM
60 Marikina Tel No 8571-7104
61 McKinley Hill Tel No 8822 - 0063
62 Meycauayan Tel No (044) 840 - 8710
63 Naga4 Branch, ATM, Auto Lending
64 Newport City Tel No 8556 - 8582 Banking Hours / Monday to Friday 09:00 AM - 05:00PM
65 Newport Maxims 1. Offsite ATM
66 Newport Maxims 2. Offsite ATM
67 Newport Remington. Offsite ATM
68 Ortigas Tel No 8706 - 5270
69 PMSH, Guagua. Offsite ATM
70 Resorts World Branch Tel No 8831-3267 Banking Hours/ Open 24/7
71 Roxas Tel No (036) 621 - 0561
72 Royce Hotel Clark. Offsite ATM
73 Rufino Tel No 8856 - 5972
74 San Fernando4 Branch, ATM, Business Center
75 San Juan Tel No 8724 - 3247
76 Santa Rosa Estates Tel No (049) 530-9628
77 Santiago Isabela Tel No (078) 305 - 3089
78 Sheraton Manila. Offsite ATM
79 Sta. Rosa Tel No (049) 534 - 1019
80 Subic Tel No (047) 250-3537
81 Sucat - Parañaque Tel No 8822- 1781
82 Tacloban Tel No (053) 523-1514
83 Tarlac Tel No (045) 309 - 0392
84 Tomas Morato Tel No 8929 - 8816
85 Toyota La Union. Offsite ATM
86 United Asia Automotive Group Inc. (Foton)
87 United Auctioneers Inc.
88 Urdaneta
89 Valenzuela Tel No 8293 - 6483
90 Vigan Tel No (077) 722 - 2836
91 Winford Hotel and Casino. Offsite ATM
92 Zamboanga Tel No (062) 992 - 6772

FAQ


You must be a Filipino citizen, at least 23 years of age, but not older than 65 years after the expiry of the loan.
Your home or business address must be in any region of the bank.
You must have the following contact numbers: a landline, office or business phone and a mobile phone number.
If you work, you must have worked for your current employer for at least 2 years and receive a minimum basic salary of P25,000. Your employer/company must be one of the 7000 best companies in the Philippines.
If you are a professional or self-employed person, you must have been in the same profession or business for at least 5 years. As a business owner, your business must have been in business for at least two consecutive years, with an average monthly income of £200,000.

You will need to furnish us with the following documents:

  • Completely filled out and signed application form
  • Photocopy of 2 valid IDs
  • Photocopy of latest credit card billing statement
  • Photocopy of latest utility billing statement with residence address

Proof of income for employed borrowers:

  • Original certificate of employment with compensation or 1 month payslip
  • Photocopy of latest ITR or BIR Form 2316

Proof of income for self-employed borrowers:

  • SEC/DTI Certificate of Registration
  • Latest 2 years ITR with BIR stamp and tax receipt
  • 2 years audited financial statements
  • Latest 6 months bank statements
  • List of 3 major suppliers and customers

You can return it in the following ways: Cash, Online banking, Check or ATM Transfers

 

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