Land Bank

Land Bank of the Philippines

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Land Bank of the Philippines

1. Age

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2. Time to review

From application to receipt of money

3. Other conditions

Product Overview

Product Name:Easy Home Loan
Minimum Amount of Loan: P500,000.00
Maximum Amount of Loan:-
Minimum Loan Tenure:-
Maximum Loan Tenure:20 years

Eligibility and Requirements

Age Range of Borrower:21-65 years old
Employment / Work Status:Borrowers who are either gainfully employed or with lawful and profitable business
Collateral Required:The loan shall be secured by residential/commercial real estate properties acceptable to LANDBANK

Interest Rates Offered

Other Requirements

Other details:Personal Information Data Sheet Certificate of employment Latest pay slip indicating net take home pay of borrower Any two of the following latest Billing Statements

About Land Bank of the Philippines

Land Bank is a credit institution of the Philippines. It is known as LandBank (the LBP abbreviation is also used). The bank is universal and owned by the government. The main direction of work is lending to farmers and fishermen. It provides a wide range of multi-industry and multipurpose services. It is the fourth largest asset and the largest state-owned bank in the country.


The bank was founded in 1963. It was initially created as part of the program named “Land Reform of the Philippines”. Its main aim was to solve the problem of the land acquisition for farming. In 1965, the first board of trustees was formed. The Minister of Finance became the chairman of the bank.

On October 21, 1972, the President of the Philippines issued Decree No. 27 and released all tenants working on private agricultural land. It did not matter whether farmers worked on the land plot or did not. The main goal of the bank at that time was to collect land depreciation over 15 years of use.

In 1973, serious financial problems arose. Land Bank was actually on the verge of bankruptcy. There was not enough capital or resources to solve the problems. There was no structure to effectively achieve goals. The situation was resolved by Presidential Decree number 251. He allowed the bank to avoid financial collapse. A universal banking license was granted. It is associated with social emission.

Land Bank was the first financial institution to obtain a license of this type. It expanded the power of the credit company. Crediting in the following areas became possible:

  • purchases of agricultural objects;
  • acquisition of industrial production lines.

The license allowed to work in a number of other areas. As part of the presidential order, the bank demanded appropriate support for the implementation of the agrarian reform that was going on in full swing in the country at that time. In 1973, the share capital of the bank increased to 3 million pesos. LBP is exempt from the following fees:

  • national;
  • provincial;
  • municipal/city.

In 1977, the reform split the credit institution into 3 separate sectors:

  • agrarian;
  • banking;
  • operational.

The reform ensured the strengthening of operations and long-term viability. The next step of development was the cessation of the existence of the Agrarian Credit Administration. Its assets and functions were transferred to LBP. In 1995, the charter of the organization was changed, which resulted in increasing of share capital up to 9 million pesos. In 1998, it increased to 25 million pesos. In 2016, there was a merger in DBP-Bank which led to changing in the authorized capital in a big way – up to 200 billion pesos.

Ownership of Land Bank

Land Bank owns a number of subsidiaries and affiliates. They are used to solve various problems, which are as follows:

  • LBP Leasing Corporation;
  • LBP broker;
  • LBP Resources and Development Corporation;
  • Masaganan Sakahan;
  • LBP Countryside Development Foundation;
  • LBP Service Corporation;
  • Overseas Filipino Bank.

Overseas Filipino Bank (OFbank) is previously designated as the Philippine Postal Savings Bank (PPSB). It was founded in 1906, and then it was closed. It began its work again in 1994. LBP Leasing Corporation, created in 1983, was established to provide agricultural leasing services. It still provides loans for the purchase of equipment and technology.

LBRDC is a company engaged in construction, property management and agricultural development. It is fully controlled by LBP. LBP Countryside Development Foundation offers non-commercial legal services. LBP Service Corporation provides administrative and consulting services. Overseas Filipino Bank provides loan services to representatives of companies from other countries.

Main branches and ATMs of LANDBANK

In the territory of the Philippines, Landbank ATMs are presented in almost all localities and major cities. You can easily withdraw the required amount of money 24 hours a day and 7 days a week. Cash is issued at BancNet ATMs. The card can be paid through the POS (Point of Sale) terminals of partner banks. In 2018, the interbank network includes:

  • 384 branches and divisions in different regions of the country;
  • 44 credit centers;
  • 1 913 ATMs for cash withdrawals, account replenishment, and other purposes.

If difficulties arise, all questions will be answered by the consultant of the credit center. Treasury centers are represented in the following cities:

  • Caisson (Commonwealth Branch Block 31, Lot 11, Commonwealth Avenue, Barangay Holy Spirit, Quezon City);
  • Manila (Head Office 15th Floor 1598 M. H. del Pilar Cor Dr. J. Quintos Sts., Malate, Manila).

The company is a reliable partner regardless of a client’s needs and problems. It also offers favorable credit conditions, whether it is a purpose or non-purpose loan.



  • Address: Ground Floor, AFAB Building, Ave of the Philippines, Freeport Area of Bataan, Bayan ng Mariveles, 2106 Bataan, Philippines
  • Phone: +63 47 935 4217
  • Email: [email protected]


The citizens of Philippines aged
Your data is used only for credit processing and transmitted through a secure channel. We guarantee the preservation of your personal data and non-disclosure to third parties (exception - cases provided by law).
Go to the website «Land Bank of the Philippines», select the amount and term of the loan and press the "Apply now" button. Fill out the form and accept the terms of the loan. Get the money to the specified bank account.

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